Expedia May 2026 Mega Deals – Up to 13% Off + Exclusive Credit Card Offers!
Expedia Hong Kong Promo Codes May 2026 – Latest Verified Discount Codes
Save big on your next hotel or travel package with these verified Expedia Hong Kong promo codes for May 2026. All codes sourced directly from Expedia HK’s official coupon page. Use your eligible credit card and enter the code at checkout to unlock instant savings!
| Discount | Promo Code | Card Required | Valid Until |
|---|---|---|---|
| 15% off selected hotels worldwide (max HK$350 per transaction) – limited monthly quota | TRAVOHK15 | TRAVO Mastercard (CCB Asia) | Dec 31, 2026 |
| 8% off selected hotels worldwide | CCBAHK8 | CCB Asia Credit Card | Dec 31, 2026 |
| 11% off selected hotels worldwide (spend HK$1,200+, max HK$280 discount) – limited quota | HSBCTG11 | HSBC TravelGuru Members only | Jun 30, 2026 |
| Up to 15% off hotels – monthly flash sales for TravelGuru members | Login to HSBC HK Reward+ App for code | HSBC TravelGuru (Level 2 & 3 members) | Jun 30, 2026 |
| 10% off selected hotels worldwide (max HK$240 discount) – limited quota | MASTERHK10 | Mastercard (HK issued) | Jan 31, 2027 |
| 8% off selected hotels worldwide | MASTERHK8 | Mastercard (HK issued) | Jan 31, 2027 |
| 8% off selected hotels worldwide | VISAYRO | Visa (HK issued) | Dec 31, 2026 |
| 8% off selected hotels worldwide | CITIHK08 | Citi Credit Card (HK) | Dec 31, 2026 |
| 8% off selected hotels worldwide | HASEHK08 | Hang Seng Bank Credit Card | Dec 31, 2026 |
| 8% off selected hotels worldwide | HSBCPHK9 | HSBC Credit Card (HK) | Jun 30, 2026 |
| 8% off selected hotels worldwide | DBSHK08 | DBS Credit Card (HK) | Dec 31, 2026 |
| 8% off selected hotels worldwide | AEONHK08 | AEON Credit Card (HK) | Dec 31, 2026 |
| 8% off selected hotels worldwide | AMEXHK08 | American Express (HK) | Dec 31, 2026 |
| 8% off selected hotels worldwide | Reveal via BOC card landing page | Bank of China Credit Card | Dec 31, 2026 |
| 8% off selected hotels worldwide | Reveal via ZA Bank landing page | ZA Bank Card | Dec 31, 2026 |
| 8% off selected hotels worldwide | Reveal via SCB landing page | Standard Chartered / MANHATTAN Card | Dec 31, 2026 |
⚠️ Important: Expedia codes must be entered at checkout under “Enter a coupon or promotion code” on the payment page. Some codes only work via a designated bank landing page link on expedia.com.hk — click the correct bank link before booking. Codes apply to prepaid bookings only (not “Pay at Hotel”). One code per booking.
| 💳 Expedia Bank Promo Codes 2026 – Credit Card Deals & Discounts |
| Discount / Offer | Promo Code / Details | Validity |
|---|---|---|
| 10% OFF Hotels | HSBC – HSBCHK10 | Book by Jun 30, 2026 / Stay till Oct 31, 2026 |
| 11% OFF Hotels | HSBC TravelGuru – HSBCTG11 | Book by Jun 30, 2026 / Stay till Oct 31, 2026 |
| 8% OFF | Mastercard – MASTERHK8 | Book by Jan 31, 2027 / Stay till Jun 30, 2027 |
| 10% OFF | Mastercard – MASTERHK10 | Book by Jan 31, 2026 / Stay till Jun 30, 2026 |
| HK$150 OFF (HK$1,200+) | Visa – VISAHK150 | Book by May 1, 2026 / Stay till Jul 31, 2026 |
| HK$270 OFF (HK$2,000+) | Visa – VISAHK270 | Book by May 1, 2026 / Stay till Jul 31, 2026 |
| 9% OFF Hotels | HSBC Premier – HSBCPHK9 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 12% OFF (HK$3,500+) | HSBC Premier – HSBCPHK12 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | HSBC – HSBCHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | Visa – VISAYRO | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | Citi – CITIHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | DBS – DBSHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | Bank of China – BOCHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | AMEX – AMEXHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | East Asia – BEAHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | AEON – AEONHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 15% OFF Hotels | TRAVO Mastercard – TRAVO15 | Book by Jun 30, 2026 / Stay till Jun 30, 2027 |
| 8% OFF | Hang Seng – HASEHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF Hotels | Standard Chartered – SCBHK08 | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| 8% OFF Hotels | ZA Bank – ZABANK | Book by Dec 31, 2026 / Stay till Jun 30, 2027 |
| HK$1 = 1 Mile | SCB Cathay Mastercard | Book by Jun 30, 2026 |
| 💰 Exclusive Discounts for Hong Kong, |
| Card / Bank | Discount & Validity | Code |
|---|---|---|
| Mastercard (TW) | 92% off, book by Jan 31, 2027 | MASTERTW8 |
| Amex (TW) | 8% off, book by Dec 31, 2026 | AMEXTW08H |
| DBS (TW) | 92% off, book by Dec 31, 2026 | DBSTW08 |
| Yushan Bank (TW) | 92% off, book by Dec 31, 2026 | ESUNTW08H |
| E.Sun (TW) | 8% off, book by Dec 31, 2026 | SINOPACTW08H |
| Taishin (TW) | 92% off, book by Dec 31, 2026 | TSBK8 |
| Cathay United (TW) | 8% off, book by Jan 31, 2027 | CUBTW08H |
| Rakuten (TW) | 8% off, book by Jan 31, 2027 | TRCTW08H |
| Hong Kong Credit Card Offers (Expedia) |
| Card / Bank | Discount & Validity | Code |
|---|---|---|
| JCB HK | 33.5% off HK$230+, book by May 1 | JCBHKPKG |
| HK JCB | 15% off global hotels, book by May 1 | AFF25HK |
| HK Mastercard | 12% off hotels, book by Jun 30 | MASTERHK12 |
| JCB / HK Mastercard | 92% off hotels, book by Dec 31 | JCBTW8 / MASTERHK8 |
| Citibank HK | 8% off hotels, book by Dec 31 | CITIHK08 |
| Amex HK | 98% off hotels, book by Dec 31 | AMEXHK08 |
| DBS HK | 98% off hotels, book by Dec 31 | DBSHK08 |
| Hang Seng HK | 98% off hotels, book by Dec 31 | HASEHK08 |
| Bank of China HK | 8% off hotels, book by Dec 31 | BOCHK08 |
| China Construction HK | 8% off hotels, book by Dec 31 | SCBHK08 |
| East Asia HK | 8% off hotels, book by Dec 31 | BEAHK08 |
| Standard Chartered HK | 8% off hotels, book by Dec 31 | SCHK08 |
| Dah Sing HK | 8% off hotels, book by Dec 31 | VISAYRO |
| Hong Kong user discounts |
| Bank / Card | Offer | Discount Code |
|---|---|---|
| Mastercard (HK) | Enjoy up to 92% off | MASTERHK8 |
| Mastercard (HK) | Get 12% off | MASTERHK12 |
| HSBC Hong Kong | Grab 92% off | HSBCPHK9 |
| ZA BANK (HK) | 92% off on all purchases | ZABANK |
| AEON Hong Kong | Flat 92% off | AEONHK08 |
| JCB (HK) | 15% off | JCBHK15 |
| JCB (HK) | 33.5% off on purchases over HK$230 | JCBHKPKG |
| Any HK Credit Card | 25% off | AFF25HK |
| Mastercard (HK) | 12% off on selected bookings | MASTERHK12 |
| Mastercard (HK) | Huge 92% off | MASTERHK8 |
| Citibank (HK) | Save 92% | CITIHK08 |
| American Express (HK) | 92% discount | AMEXHK08 |
| DBS Bank (HK) | Up to 92% off | DBSHK08 |
| Hang Seng Bank (HK) | 92% off deals | HASEHK08 |
| Bank of China (HK) | Enjoy 92% off | BOCHK08 |
| Bank of East Asia (HK) | Flat 92% discount | BEAHK08 |
| Standard Chartered (HK) | 92% off | SCHK08 |
| Dah Sing Bank (HK) | 92% off | VISAYRO |
✈️ Latest Expedia Promo Codes & Exclusive Deals
- Get official discount codes and special credit card offers
- All codes are redeemable through Mark’s exclusive links for maximum savings
- Save on flights, hotels, and vacation packages
💡 Plan Your Next Trip Smarter
- Perfect for weekend getaways or long-haul adventures
- Enjoy extra perks and discounts on every booking
- Make your dream vacations more affordable
🔄 Stay Updated
- Bookmark this page for easy access to new deals
- Codes and offers are regularly updated
- Never miss out on the latest Expedia savings
Whether you’re planning a weekend getaway or a long-haul adventure, these promo codes can help you save big on your next trip. Get ready to travel smarter, enjoy extra perks, and make your dream vacations more affordable once travel restrictions are fully lifted. Bookmark this page and check back often—we’ll keep updating with new offers so you never miss a deal!
Hong Kong User Discounts
Expedia Hong Kong also provides targeted promotions and credit card benefits for local travelers:
- HK$230 off on orders above HK$1,800 using select Hong Kong credit cards.
- 33.5% off for JCB cardholders on purchases exceeding HK$230.
- 15% off global hotel bookings with eligible Hong Kong credit cards.
- Additional credit card discounts include 12% off for Hong Kong Mastercard holders and up to 92% off for selected JCB, Mastercard, Citibank, American Express, DBS, Hang Seng, Bank of China, China Construction Bank, East Asia, Standard Chartered, and Dah Sing credit cardholders.
These exclusive offers enable Hong Kong users to enjoy substantial savings on both domestic and international Expedia hotel bookings. Mark’s Readers can also access special promo codes for further discounts, making it easier to plan and book their trips with confidence.
💥 Expedia May 2026 Deals – Up to 13% Off + Exclusive Credit Card & Promo Codes from Mark!
Last updated on May , 2026, by Mark’s Footprints
This article mainly compiles Expedia promo codes, including official promotional codes and bank credit card discount codes. These codes can only be used through Mark’s exclusive link. Hopefully, you can enjoy discounts when booking through this link and using these codes. Let’s all prepare for the day when pandemic restrictions are lifted and travel together!
Want to know more about travel information? >> Join Mark’s fan page ‘ the ” Mark’s Positive Energy Group “Enjoy exclusive offers and notifications; grow together, communicate together, and travel together.!CLOS
Contents
- Taiwan User Discounts
- Hong Kong User Discounts
- Singapore User Benefits
Hong Kong User Discounts
- Expedia: HK credit cards – HK$230 off on orders over HK$1,800
- JCB Hong Kong: 33.5% off purchases over HK$230
- Expedia: 15% off with Hong Kong credit cards
- Hong Kong Expedia global hotel booking: 15% off
- Expedia Hong Kong: 12% off hotel bookings
- Hong Kong Mastercard: 92% off hotel bookings
- JCB, Citibank HK, American Express HK, DBS HK, Hang Seng HK, Bank of China HK, China Construction Bank HK, East Asia HK, Standard Chartered HK, Dah Sing HK
Expedia Taiwan credit card holders enjoy a NT$600 discount on hotel bookings.
- Mastercard (Taiwan)
Discount Code: MASTERTW600
Event Period: Now through January 31, 2027
Offer Details: Book by January 31, 2027, check-in by March 31, 2028, and pay with your Taiwan Mastercard to get NT$600 off your hotel booking.
Event Links: Access Exclusive Event Links
🔥 [2026 Mega Savings] Grab Expedia’s Biggest Deals Before They’re Gone! 🔥
✈️ Cut Costs on Your Next Getaway – MoneyHero Expedia Deals 2026
- Newest Expedia Promo Codes – Grab the latest codes for hotels, flights, and packages
- Exclusive Credit Card Perks – Unlock card-specific discounts and rewards
- Member-Only Offers – Special deals available only for MoneyHero users
- Double Savings Strategy – Stack promo codes + credit card rebates for maximum discounts
- Save Up to 13% – On hotels, flights, and travel packages
- Quick & Easy – Unlock top deals in under 3 minutes
- Bookmark This Guide – Never miss the best Expedia discounts
💡 Maximize Your Budget-Friendly Getaways
Fast & Simple – Find the best deals in just 3 minutes
Card-Specific Discounts – Many offers require the right credit card
Double Discount Trick – Combine promo codes + card rewards to slash prices
Travel Smarter, Spend Less – Up to 13% off on bookings
Credit Card Issuers: Citibank | American Express | DBS | HSBC | Mox | SIM | Dah Sing Bank | Hang Seng Bank | Standard Chartered | Anxin | CITIC Bank International | AEON | Bank of East Asia | Bank of China
About Expedia:
Expedia is a leading global online travel platform that provides all-in-one travel solutions, including flights, hotels, car rentals, and local experiences. Whether you’re planning a luxury getaway or a budget-friendly trip, Expedia makes it easy to find the ideal travel package. Plus, with seasonal promotions and exclusive promo codes, you can save even more—especially when stacking them with credit card discounts!
| Membership Tier | Blue | Silver |
|---|---|---|
| Upgrade Requirement | 10 itineraries/year | 25 itineraries/year |
| Member Price Booking | ✔ | ✔ |
| Earn Expedia Points | ✔ | ✔ |
| VIP Access Bonus (3× Points) | ✔ | ✔ |
| VIP Perks | Free upgrade/late check-out (subject to availability) | Free upgrade/late check-out (subject to availability) |
| Bonus Points | 1 extra point per HK$10 | 2 extra points per HK$10 |
| Express Customer Service | — | ✔ |
| Expedia promo codes list |
| Credit Card | Discount / Offer | Code & Notes |
|---|---|---|
| Hang Seng Travel+Visa Signature | 9% off hotels | Code: HASEHK08 |
| HSBC Premier Banking | 9% off hotels | Code: HSBCPHK9 |
| HSBC Premier Banking | 12% off select hotels (HK$3,500+) | Code: HSBCPHK12 |
| HSBC Credit Card | 8% off hotels | Code: HSBCHK08 |
| Visa Credit Card | 8% off hotels | Code: VISAYRO |
| DBS Mastercard | 13% off hotels (up to HK$350) | Code: DBSMC13 |
| DBS Credit Card | 8% off hotels | Code: DBSHK08 |
| American Express | 8% off hotels | Code: AMEXHK08 |
| East Asia Credit Card | 8% off hotels | Code: BEAHK08 |
| AEON Credit Card | 8% off hotels | Code: AEONHK08 |
| Hang Seng Credit Card | 8% off hotels | Code: HASEHK08 |
| Standard Chartered | 8% off hotels | Code: SCBHK08 |
| ZA Bank | 8% off hotels | Code: ZABANK |
| Citi Card / Debit | 12% off hotels (HK$1,500+) | Code: CTHK12 |
| Citi Card / Debit | 5% off flight + hotel (HK$5,000+) | Code: CTPKG5 |
| Citi Card / Debit | 8% off hotels | Code: CITIHK08 |
| Mastercard | 8% off hotels | Code: MASTERHK8 |
| Mastercard | 9% off hotels (up to HK$230) | Code: MASTERHK9 |
| Mastercard | 11% off hotels (up to HK$230) | Code: MASTERHK11SW |
Important Notes:
- Offers apply only to online prepayment bookings, not to payments made at the destination.
- Only one coupon can be used per transaction. For multiple rooms booked in a single transaction, the discount applies only to the lowest-priced room.
- Some coupons exclude certain hotels on the exclusion list.
Expedia Co-Branded Credit Card Offers
Hang Seng Travel + Visa Signature Card – 91% Discount on Expedia
- -9% for Hang Seng customers
- Discount Code: HASEHK09
- End in 13 Days
Hang Seng Travel+ Visa Signature Card – Up to 7% Rebate on Foreign Currency Spending
Card Benefits:
- 7% rebate on selected foreign currency transactions (e.g., JPY, KRW, THB)
- 5% rebate on other foreign currency transactions
- 5% rebate on local restaurant bills
- 5% rebate on local transportation bills
- Permanent annual fee waiver
Welcome Offers (Apply by June 30, 2026, and spend HK$5,000 within 60 days of approval):
- New Cardholders: HK$700 + FUN Dollars
- Existing Cardholders: HK$300 + FUN Dollars
MoneyHero Review:
The Hang Seng Travel + Visa Signature Card is ideal for frequent international travelers or those with high foreign currency spending. Monthly spending of HK$6,000 earns 7% + FUN Dollars rebates in Japan, South Korea, Thailand, Singapore, and Australia. Other foreign spending, local dining, and transportation earn 5% rebates, and the annual fee is permanently waived.
Advantages:
- High spending rewards and travel discounts make it attractive to frequent flyers.
- Permanent annual fee waiver and low eligibility threshold (annual salary HK$150,000) make it beginner-friendly.
Shortcomings:
- Maximum rebates require spending above a certain threshold.
- Mileage points are not redeemable directly, so the card is better suited for cash rebates or FUN Dollars users.
HSBC Credit Card – Expedia 98% Off
Valid Check-in: Until June 30, 2026
Enjoy an additional 2% discount when booking hotels via Expedia with your HSBC Credit Card.
HSBC Red Credit Card – Key Features
- No annual fee, permanently.
- Earn up to 4% bonus on your first HK$10,000 of monthly spending.
- Earn 1% bonus on purchases beyond the first HK$10,000 and on selected spending categories.
- Rewards can be redeemed for cash, airline miles, or gifts.
Selected Welcome Offers (Valid until June 30, 2026):
- Up to 12% off on select cruise products, plus up to HK$500 discount.
- Up to 50% off at selected restaurants.
MoneyHero Review:
The HSBC Red Credit Card is one of Hong Kong’s top no-annual-fee cards for online shopping. It provides a 4% rebate on online spending up to HK$10,000 per month, with an additional 1% rebate on amounts exceeding that. No extra registration is needed. It’s perfect for everyday purchases and online shopping, and even for moderate monthly spending, the rebate rate is highly competitive.
Advantages:
- Earn 4% cashback on your first HK$10,000 of spending each month, with no annual fee.
- Flexible redemption options: cash, Asia Miles (HK$2.5 per mile), or gifts.
Shortcomings:
- Rebate drops to 1% for spending above HK$10,000 per month, which is less rewarding for high-spending users.
HSBC EveryMile Credit Card – Earn HK$2 per Mile on Selected Spending
Save 15% pay with HSBC Mastercard.
Code….. HSBCHKYS8P4P
Card Benefits:
- Earn HK$2 per mile on everyday purchases at selected merchants like Netflix and foreign currency spending (up to HK$15,000 per phase).
- Local bills earn HK$5 per transaction.
- No mileage conversion fees and complimentary travel insurance included.
- Six free visits per year to Global Asia Airport Lounges.
Welcome Offer:
Apply through HSBC online, Personal Banking, or the HSBC Hong Kong App. Spend HKD/RMB 8,000+ within the first 60 days of card issuance to receive:
- New customers: HK$800 in reward money.
- Existing customers: HK$200 in reward money.
MoneyHero Insight:
Ideal for frequent travelers and business users, this card accelerates mileage accumulation, offers airport lounge access, and provides travel insurance for added security and comfort.
Pros:
- Low-cost mileage accumulation at HK$2 per mile.
- Flexible redemption across airlines and hotels without conversion fees.
- Complimentary travel insurance included.
Cons:
- Annual fee starts from the second year, which may not suit infrequent travelers.
DBS Black World Mastercard® – Low-Cost Overseas Spending Rewards
DBS Black World Mastercard® – Smart Miles for Global Spending
Card Highlights:
- Earn 1 mile for every HK$3 spent overseas.
- Local spending earns 1 mile per HK$6.
- Miles never expire and can be redeemed for Asia Miles, Avios, or KrisFlyer.
Welcome Offers:
- Spend HK$8,000: earn 8,000 miles.
- Spend HK$20,000: earn 12,000 miles.
- Spend HK$80,000: earn 40,000 miles.
- Set up a 12-month Flexi Shopping plan or top up Octopus HK$1,000+: get 2,000 bonus miles.
- Confirm your new card via DBS Card+ app within one month: HK$50 instant discount (new & existing customers).
MoneyHero Review:
The DBS Black World Mastercard® is ideal for frequent travelers and overseas shoppers. Overseas spending is rewarded at HK$3 = 1 mile, and flexible redemption options allow miles to be used with multiple airline programs without fees. Enjoy welcome bonuses, Expedia/Hotels.com discounts, and over 30,000 miles in rewards.
Advantages:
- High-efficiency mile accumulation.
- Miles never expire and can be redeemed for cash or travel rewards.
- Access exclusive travel discounts and promotions.
Drawbacks:
- Local spending earns less (HK$6 = 1 mile).
- Annual fee HK$3,600 from the second year (first year waived).
Citibank/Credit Card – Earn 1 Mile for Every HK$3 Abroad
Save 8% with a Citibank card at booking.
Code… CITIHK08
Receive -9% as a Citi credit card holder
Code…CITIHK09
Credit Card Features:
– Ideal for frequent travelers who make significant overseas or foreign currency purchases.
– Earn 1 mile for every HK$3 spent on foreign currency transactions.
– Enjoy 12 complimentary visits to Asia Pacific Airport Lounges per year.
– No miles redemption fees; earned miles are valid indefinitely.
Welcome Offers:
New Citi PremierMiles cardholders can receive:
• 25,000 Miles (or 240,000 Points) by spending HK$5,000 within the first 2 months of card issuance.
MoneyHero Review:
The Citi PremierMiles card is tailored for overseas spending, offering flexible mileage accumulation, airport lounge access, and comprehensive travel perks—perfect for frequent business or leisure travelers.
Advantages:
– Limited-time welcome bonus up to 25,000 miles (or 240,000 points).
– Redeem miles across multiple airlines and hotel partners.
– Includes 12 annual complimentary airport lounge visits, travel insurance, and discounts on global airport transfers.
Shortcomings:
– Some benefits require meeting specific spending thresholds.
– High-reward limits are capped; rewards decrease after limits are exceeded, so combining with other Citi cards may maximize benefits.
Mastercard cardholders in Hong Kong and Macao can enjoy one of the following offers:
- Enter coupon code MASTERHK10 for 10% off (maximum discount at HK$240 in a single transaction) on selected hotel bookings. Limited redemptions only, or;
- Mastercard buyers save up to 13% more… Code …MASTERHK12
- Enter coupon code MASTERHK8 for 8% off on selected hotel bookings.
Booking period: 1 February 2026 to 31 January 2027
Stay period: 1 February 2026 to 30 June 2027
MoneyHero Analysis:
- Advantages: Perfect for frequent travelers seeking luxury benefits, unlimited lounge access, flexible miles redemption across 60+ airlines, and extra hotel perks.
- Shortcomings: High annual fee, strict application requirements, limited rewards for online/local spending outside travel, best suited for high-spending users.
Bank of East Asia World Mastercard – Foreign Currency Rewards & Travel Perks
Card Features:
- Earn HK$5 per mile on foreign currency spending.
- Local spending earns HK$6 per mile.
- Unlimited Priority Pass lounge access with two guest entries per visit.
- “Stay 4 Nights, Get 1 Free” hotel benefit at select properties.
- Annual 20–30% bonus points on seniority, increasing redeemable miles.
Welcome Offers:
- Apply for the card and spend HK$50,000 within the first 2 months to earn bonus miles.
- Submit registration within 30 days of card issuance to maximize welcome points.
MoneyHero Review:
- Advantages: High foreign currency rewards, unlimited lounge access, flexible mile redemption, and hotel perks make it ideal for frequent international travelers.
- Shortcomings: High annual fee and online/local spending outside travel earns fewer rewards; best suited for heavy spenders.
Standard Chartered Credit Card – Expedia & Travel Rewards
Card Features:
- Foreign currency spending earns HK$4 per mile.
- Dining and select retail spending earns HK$5 per mile.
- Other local spending earns HK$8 per mile or 4% cash back on overseas/dining transactions.
- No mileage conversion fees.
Welcome Offers:
- Spend HK$8,000 after signing up to receive HK$800 cash rebate^
- Extra 2% rebate on eligible spending within 3 months (up to HK$2,000)
^Verification required via the SCB mobile app.
MoneyHero Review:
- Advantages: High rebates on foreign spending, flexible mile redemption, and extra rebates via mobile payment make it ideal for travelers and diners.
- Shortcomings: Monthly rebate caps exist, and certain transactions like supermarkets, travel agencies, and auto transfers don’t earn bonus points.
Standard Chartered Smart Credit Card – High Cashback & No Annual Fee
Standard Chartered Smart Credit Card – Everyday Cashback Made Simple
Card Features:
- No annual fee for life.
- Earn up to 5% cashback at selected merchants like Watsons, 759 Store, and Klook.
- Enjoy overseas spending benefits with fee waivers and around 0.56% cashback on foreign currency transactions.
Welcome Offer:
Spend HK$3,500 within the first month after card approval to receive:
- HK$800 cashback, or
- 2 vouchers for Plaza Premium First Infinity Room (Hong Kong).
MoneyHero Review:
This card is perfect for daily spending and shopping, offering strong cashback at selected merchants with no annual fee. It’s especially useful for users who frequently shop at popular stores or make online purchases. With low entry requirements and no foreign transaction fees, it’s also a convenient option for travelers.
Advantages:
- No annual fee and no foreign transaction fees.
- High cashback (up to 5%) on selected merchants.
- Easy-to-achieve welcome offer with low spending requirement.
- Flexible installment plans and Visa Signature perks included.
Shortcomings:
- Base cashback rate is relatively low (~0.56%).
- Limited number of merchants qualify for the higher 5% rebate.
American Express Credit Card – Expedia Hotel Discounts
- Get 8% off hotel bookings on Expedia with your American Express card.
- Discount Code: AMEXHK08
- Booking Period: Now until
- Travel Period: Until June 30, 2026
American Express Platinum Card – Premium Travel Rewards & Annual Rebates
American Express Platinum Card – Luxury Travel & Dining Privileges
Card Features:
- Enjoy up to HK$2,000 annual dining credits (HK$1,000 for local + HK$1,000 for overseas dining).
- Get HK$2,200 yearly rebate on American Express Travel Online bookings.
- Unlimited airport lounge access worldwide (Plaza Premium, Centurion Lounge for 2 guests, Priority Pass for 1 guest).
- Complimentary travel insurance for peace of mind.
- Dining perks: Buy 1 Get 1 Free on Fridays, plus 20% off on other days.
- Up to 60% off at Cafe Deco Group restaurants.
- Up to 30% off at S&S Hospitality and LKF Concepts restaurants.
MoneyHero Review:
The American Express Platinum Card is a premium lifestyle and travel card offering top-tier benefits, including unlimited lounge access, global hotel elite memberships, and exclusive dining privileges. While it comes with a higher annual fee, the value is packed with travel credits, insurance coverage, and access to the Luxury Hotel & Resorts Program—making it ideal for frequent travelers seeking comfort and exclusivity.
Advantages:
- Unlimited lounge access with free guests worldwide.
- Up to HK$2,200 annual dining credits plus travel rebates.
- Comprehensive travel insurance for cardholder and family.
- Flexible rewards redemption (miles, cashback, or gifts).
- Strong dining and entertainment offers.
Shortcomings:
- Lower local earning rate (around HK$9 per mile).
- Mileage conversion fee applies (~HK$400).
- High annual fee with no waiver option.
American Express Explorer® Credit Card – Earn Up to HK$3 per Mile Rewards
American Express Explorer® Credit Card – Travel Miles & Everyday Rewards
Card Features:
- Earn 1 mile for every HK$6 spent locally or get 1% cashback.
- Foreign currency spending earns miles from as low as HK$1.68 per mile.
- Points never expire and can be redeemed for miles, cashback, or rewards.
- Complimentary Asia Pacific airport lounge access and travel insurance included.
- First-year annual fee waived.
Welcome Offers:
- Spend HK$7,000 within the first 3 months → Get 7,000 miles or HK$420 cashback.
- First transaction bonus → 1,000 miles or HK$60.
- Local spending boost → Earn HK$3 = 1 mile (up to 64,000 miles or HK$3,840 rewards).
- Foreign/travel spending → Up to 10.75X points (as low as HK$1.68 per mile).
MoneyHero Review:
The American Express Explorer® Card is a strong all-round travel card with flexible rewards and global usability. With lounge access, travel insurance, and high earn rates on foreign spending, it’s ideal for both travelers and online shoppers.
Advantages:
- High earning rate on foreign currency transactions.
- Points never expire with flexible redemption options.
- Includes lounge access and travel insurance.
- Generous welcome and bonus rewards.
Shortcomings:
- Annual fee applies after the first year.
- Some rewards require meeting spending conditions.
